St. Louis Car Accident Injury Lawyer

Missouri & Illinois Uninsured Motorist Claim Law Firm

If you are injured in a car accident in the state of Missouri, you may incur medical bills, lost wages, and pain and suffering. However, according to the Insurance Research Council, there is a 14% chance that the vehicle responsible for your injuries is not insured. Even more, the IRC expects that number to rise due to the recent recession.

If the vehicle that hit you is uninsured, it is likely you will not be making a claim against them. This is because the chances of you receiving any money from the individual, rather than an insurance company, are slim to none. Further, the time and expense of making such a claim would outweigh any recovery you might obtain.

The good news is that Missouri requires you to carry uninsured motorist bodily injury coverage. The minimum amount required is 25,000/50,000 limits. This is the coverage amount per person, per incident. Therefore, if the other driver is uninsured, this coverage may cover you up to the limits that were purchased.

The only problem is insurance companies typically don’t honor the coverage to the amount that they should. Our firm will negotiate with or file suit against the insurance company for failing to provide fair compensation. Further, Henderson & Waterkotte, P.C. will make sure that all relevant polices are discovered so that you are compensated fairly for your injuries, medical bills, and lost wages. Some of the instances that uninsured motorist insurance covers are hit and run accidents; passengers injured in an uninsured car; or drivers and passengers injured by an uninsured vehicle.

These types of claims can become very complex, especially when the insurance company makes a bad faith denial of coverage. Our attorneys and a team of experts will gather the evidence, witnesses, and research necessary to give you a strong claim and the opportunity to receive the compensation you deserve for your injuries.

Contact an accident injury attorney at 314.645.4400

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